Heat olive oil in large saucepan over medium heat. Add onions, and carrots and sauté for 6-7 minutes or until the carrots are tender. Add in the minced garlic and cook 1-2 more minutes. Sprinkle in the flour and whisk until combined with the olive oil. Slowly stir in chicken broth, whisking continuously. Bring to a boil. Add the potatoes and broccoli and cook 10-15 minutes or until potatoes are tender.

While the broccoli and potatoes are cooking, blend the cottage cheese and milk together. Once the potatoes are tender, whisk the cottage milk mixture into the saucepan. Stir in the cheddar cheese, and seasonings. Turn up heat and bring just to a boil. Reduce to heat, and simmer for 3-5 more minutes, stirring occasionally. Taste and adjust salt and nutmeg as needed.

Serve immediately with additional sprinkle of cheddar cheese. Enjoy